Read our latest articles, guides and product news — everything you need to know about Lucid, all in one place.
No articles in this category yet.
FeaturedThey look similar and they are not. One buys you a specific thing in minutes; the other hands you money after weeks of paperwork. Seven axes that decide which one your situation actually calls for.
Read article
GuidesMost people assume instalments need a salary certificate, a bank statement and a guarantor. For most modern routes, none of that is true. The real requirements, route by route, and the rights the law gives you.
Read article
GuidesA student has no payslip, often no bank account, and no credit history — the exact profile banks decline. Here is how instalment apps assess you instead, what they approve, and the risks worth taking seriously.
Read article
GuidesA laptop is a tool that earns, not a purchase that spends — which changes how you should think about financing it. Specs by use case, the real cost of each plan, and the routes open to students and freelancers.
Read article
GuidesPaying in instalments online takes about ten minutes and needs nothing more than your national ID and a phone. Here is every step, what each one asks of you, what can go wrong, and how to work out the real cost before you confirm.
Read article
GuidesRaneen is one of Egypt's best-known home appliance retailers, and appliances are the category Egyptians finance most. What to check before you buy, and how to compare an in-store plan against an app.
Read article
GuidesMobile phones are the fastest-growing consumer finance line in Egypt — 8.6%, up from 5.9%. Three routes exist, they cost very differently, and one of them asks for nothing but your ID.
Read article
GuidesFreelancers, shop owners, drivers and anyone paid irregularly are declined by the documented-income route. Here is what replaces a payslip, what gets approved, and how to present an irregular income honestly.
Read article
GuidesThere is no single best instalment app — there is one that fits your purchase, your income and your city. Here are the five things worth comparing, how to check each in five minutes, and where Lucid honestly sits on the same axes.
Read article
GuidesAn iPhone is one of the largest single purchases most Egyptians finance. The price gap between tiers, the difference between an agent's warranty and an import, and how to work out which plan is actually cheapest.
Read article
GuidesOnly about 3% of Egyptian adults hold a credit card — yet instalments are everywhere. Here are the four routes that need no card at all, what each really costs, and how to work out the true price before you sign.
Read article
GuidesMobile phones are the fastest-growing consumer finance line in Egypt. How buying a phone on instalments from a specialist retailer works, what to verify, and how to tell a real offer from a repackaged price.
Read article
Guides"No interest" usually means no declared rate — not the same price as cash. The cost appears as admin fees or a price difference. Here is how to expose it in two minutes.
Read article
GuidesEgypt has 55.5 million e-wallets and credit cards in barely 3% of adult hands. Here is how instalments work when you have no bank account at all — who accepts you, how you pay, and what still needs a bank.
Read article
GuidesA guarantor and a down payment are two different obstacles. Here is who requires which, why some providers still ask, and the four questions that settle any offer.
Read article
GuidesThere is no single easiest provider — the easiest is whichever one's requirements you actually meet. Here are the five factors that decide it, and why easiest is not always cheapest.
Read article
GuidesElectronics and appliances are 25.5% of all consumer finance in Egypt — the largest category by a clear margin, and mobile phones are the fastest-growing line in it. Everything worth knowing before you finance a device.
Read article
GuidesInstalments in Egypt are no longer limited to electronics showrooms. A category-by-category map of where instalments are actually accepted, how to check before you go, and what to ask at the counter.
Read article
GuidesFour ways to pay over time in Egypt, what each really costs, what it asks of you, and the rights the law already gives you. The complete guide, with the Financial Regulatory Authority's own numbers.
Read article
GuidesSeveral routes in Egypt finance a phone on a national ID and a selfie alone — no credit card, no bank account, no guarantor. Who offers it, what's required, and how to spot a real offer.
Read articleGet new guides, tips, and product news straight to your inbox. No spam — just the useful stuff.
